When you join the Pod, you’re investing in a diversified portfolio — not just your own stocks. Your contribution is pooled with those of other investors, giving you a stake in a broad mix of assets. This means the risk from any single stock is minimized. If another investor contributes a stock that performs poorly, it only represents a small part of the overall portfolio — so your returns are cushioned by all the other holdings.
Craft actively manages the fund to behave more like a broad market index over time. We periodically rebalance the portfolio using an index-tracking ETF, which helps mirror the index’s performance even if specific stocks aren’t contributed directly.
Example:
If someone contributes cash, that cash is used to purchase an ETF that tracks the index, helping to rebalance the portfolio and fill any gaps in exposure. This keeps the fund diversified, aligned with its benchmark, and tax-efficient.
The result is a more stable, lower-volatility experience for investors. No single “bad” stock can tank the entire fund. The stronger performers help offset the weaker ones. You’ll see this reflected in your results too: the fund’s performance is reported as a single Net Asset Value (NAV), which represents the entire diversified portfolio.
Please read our full disclosures before making an investment decision.