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If I redeem for stock or an ETF at term, can I sell those immediately?

Updated over 2 weeks ago

Yes. If at the end of the Pod’s term you choose to take an in-kind distribution (such as shares of stock or an ETF), those assets are yours to hold or sell as you see fit. There are no additional lock-ups imposed by Craft on distributed assets.

We structure the term-end options to give you liquidity. For example, if you receive a basket of S&P 500 stocks or a broad ETF as your payout, you can turn around and liquidate them right away on the market if that’s your preference. The idea is to hand you diversified, publicly tradable assets so you have flexibility. Keep in mind, selling those assets would be a taxable event (you’d owe tax on any gains since your original contribution), but there’s no restriction from our side on selling immediately. You can also choose to hold them or even roll them into a new investment if you want to continue deferring taxes.

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